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TraveLead Luxe Travel Insurance- Single Plan

Single Plan: All trips must depart from and return to Hong Kong

Select a plan:

No. of Insured Person:

Area of Travel:

Departure Date From Hong Kong (DD/MM/YYYY):

Arrival Date At Hong Kong (DD/MM/YYYY):

Promo Code

Reference

Essential

Extra

Supreme

Coverage

Sum Insured (HK$)

Section 1 - Accidental Death and Disablement *
Death or permanent disablement arising within 12 months of an accident.

600,000

1,000,000

1,500,000

1.1 Accident while in a common carrier

600,000

1,000,000

1,500,000

1.2 Other accidents

300,000

500,000

750,000
Section 3 - Medical Expenses

500,000
(Sub-limit as below)

1,000,000
(Sub-limit as below)

2,500,000
(Sub-limit as below)

3.1 Medical Expenses in the course of a Trip .

500,000
(Sub-limit as below)

1,000,000
(Sub-limit as below)

2,500,000
(Sub-limit as below)

3.2 Follow-up Medical Treatment In Hong Kong (within 90 days after returning to Hong Kong)

15,000

30,000

60,000

Including Chinese medicine, Chinese bone-setting, acupuncture treatment expenses and physiotherapy.

200/day/visit
1,200/policy period

200/day/visit
1,800/policy period

200/day/visit
2,400/policy period

3.3 Overseas Hospital Cash
Cash benefit for each day of overseas hospital confinement due to injury or sickness.

300/Day
3,000/Trip

400/Day
4,000/Trip

500/Day
5,000/Trip
Section 5 – Personal Baggage

/

10,000

30,000

Pay for loss of or damage to baggage and personal effects.

/

10,000

30,000

Sub-limit per item/pair/set of articles (including all accessories)

/

2,000

2,000

Sub-limit for theft/robbery of mobile phone, tablet computer, smart watch and laptop computer (including all accessories)

/

2,000

3,000
Section 9 - Travel Delay or Re-Route

/

250/6 hours
max 5,000

250/6 hours
max 7,500

Cash benefit for common carrier delay for more than 6 hours due to strike, riot, civil commotion, hijack, adverse weather, natural disaster or mechanical fault.

/

250/6 hours
max 5,000

250/6 hours
max 7,500

or

Reimburse for (1) additional travel fare incurred for re-routing the itinerary through a different path to reach the original planned destination; or (2) additional/irrecoverable accommodation expenses if the common carrier is cancelled or delayed for over 12 hours due to above reasons

/

2,000

4,000
Section 10 - Trip Cancellation

/

30,000

60,000

Reimburse for travel and/or accommodation expenses in the event of trip cancellation due to: death, serious Injury, serious sickness of insured person/immediate family member/travel companion/co-partner; witness summons or jury service of an insured person; strike, riot or civil commotion or adverse weather conditions at the planned destination; serious damage to the insured person’s residence from fire or flood.

/

30,000

60,000
Section 13 - Rental Vehicle Excess

/

/

5,000

Reimburse for an excess of the vehicle rental agreement.

/

/

5,000

Section 1 - Accidental Death and Disablement *
Death or permanent disablement arising within 12 months of an accident.

600,000

1,000,000

1,500,000

1.1 Accident while in a common carrier

600,000

1,000,000

1,500,000

1.2 Other accidents

300,000

500,000

750,000
Section 2 - Burns Benefit **

100,000

200,000

300,000

Second or third degree burns arising within 12 months of an accident

100,000

200,000

300,000
Section 3 - Medical Expenses

500,000
(Sub-limit as below)

1,000,000
(Sub-limit as below)

2,500,000
(Sub-limit as below)

3.1 Medical Expenses in the course of a Trip .

500,000
(Sub-limit as below)

1,000,000
(Sub-limit as below)

2,500,000
(Sub-limit as below)

3.2 Follow-up Medical Treatment In Hong Kong (within 90 days after returning to Hong Kong)

15,000

30,000

60,000

Including Chinese medicine, Chinese bone-setting, acupuncture treatment expenses and physiotherapy.

200/day/visit
1,200/policy period

200/day/visit
1,800/policy period

200/day/visit
2,400/policy period

3.3 Overseas Hospital Cash
Cash benefit for each day of overseas hospital confinement due to injury or sickness.

300/Day
3,000/Trip

400/Day
4,000/Trip

500/Day
5,000/Trip
Section 4 - Starr Global Emergency Assistance Services

Included

Included

Included

4.1 Round-the-clock Hotline Service
24-hour hotline for travel assistance, business concierge and medical assistance.

Included

Included

Included

4.2 Emergency Medical Evacuation and Repatriation
Provide emergency medical evacuation and repatriation due to serious injury or sickness.

Unlimited

Unlimited

Unlimited

4.3 Hospital Admission Guarantee
Guaranteed payment of hospital admission fees.

40,000

40,000

40,000

4.4 Compassionate Visit

(a) Hospitalization of Insured Person (at least 7 days)
Travel and accommodation expenses for one relative or friend subject to HK$1,000 per night up to 7 consecutive nights.

50,000

100,000

200,000

(b) Death of Insured Person
Travel and accommodation expenses for one immediate family member subject to HK$1,000 per night up to 5 nights.

50,000

100,000

200,000

(c) Death of Immediate Family Member
Pay the travel expenses for the insured person’s return to take care the necessary arrangement of a deceased immediate family member.

50,000

100,000

200,000

4.5 Return of Child(ren)
Pay the travel expense for sending back an unattended child during the hospitalization of the insured person.

50,000

100,000

200,000

4.6 Repatriation of Mortal Remains
Return of remains or ashes to Hong Kong.

Unlimited

Unlimited

Unlimited
Section 5 – Personal Baggage

/

10,000

30,000

Pay for loss of or damage to baggage and personal effects.

/

10,000

30,000

Sub-limit per item/pair/set of articles (including all accessories)

/

2,000

2,000

Sub-limit for theft/robbery of mobile phone, tablet computer, smart watch and laptop computer (including all accessories)

/

2,000

3,000
Section 6 - Baggage Delay

/

500

1,000

Emergency purchase due to baggage delay for more than 6 hours.

/

500

1,000
Section 7 - Personal Money

/

2,000

3,000

Loss of cash, signed traveller's cheque or money order due to theft, robbery or burglary.

/

2,000

3,000
Section 8 - Loss of Travel Document

/

10,000
1,000/day

20,000
2,000/day

Reimburse for the replacement cost of lost travel documents, additional travel and/or accommodation expenses due to theft, robbery or burglary.
(Maximum per day limit for travel and accommodation expenses)

/

10,000
1,000/day

20,000
2,000/day
Section 9 - Travel Delay or Re-Route

/

250/6 hours
max 5,000

250/6 hours
max 7,500

Cash benefit for common carrier delay for more than 6 hours due to strike, riot, civil commotion, hijack, adverse weather, natural disaster or mechanical fault.

/

250/6 hours
max 5,000

250/6 hours
max 7,500

or

Reimburse for (1) additional travel fare incurred for re-routing the itinerary through a different path to reach the original planned destination; or (2) additional/irrecoverable accommodation expenses if the common carrier is cancelled or delayed for over 12 hours due to above reasons

/

2,000

4,000
Section 10 - Trip Cancellation

/

30,000

60,000

Reimburse for travel and/or accommodation expenses in the event of trip cancellation due to: death, serious Injury, serious sickness of insured person/immediate family member/travel companion/co-partner; witness summons or jury service of an insured person; strike, riot or civil commotion or adverse weather conditions at the planned destination; serious damage to the insured person’s residence from fire or flood.

/

30,000

60,000
Section 11 - Trip Curtailment

/

25,000

50,000

Reimburse for travel and/or accommodation expenses incurred for trip curtailment due to: death, serious injury or serious sickness of an insured person/immediate family member/ travel companion/co-partner; strike, riot or civil commotion or adverse weather conditions at the planned destination.

/

25,000

50,000
Section 12 - Personal Liability

/

1,000,000

1,500,000

Indemnify legal liability in respect of accidental bodily injury or property damage to third parties due to negligence.

/

1,000,000

1,500,000
Section 13 - Rental Vehicle Excess

/

/

5,000

Reimburse for an excess of the vehicle rental agreement.

/

/

5,000
Section 14 - Loss of Credit Card

/

/

5,000

Reimburse for the monetary loss of credit card.

/

/

5,000

Show More Download Product Brochure and Policy Specimen

Product Highlights

Trip cancellation protection up to HK$ 60,000
Medical expenses up to HK$2,500,000 including in and outpatient treatments
No sublimit or restriction on outpatient expenses and number of visits
Personal baggage protection up to HK$ 25,000
Theft or robbery coverage for mobile phones, tablet computers, smart watches, or laptop computers
Family plan: Pay for two, children aged 18 or below are covered for free
Extend to cover amateur hazardous sports, such as hot air ballooning, scuba diving, skiing, etc., no restriction on height or depth
Parents'/guardians' enrollment for children travel on their own is acceptable

Global Emergency Assistance Services

Starr Global Emergency Assistance Services is supported by Assist Card which is one of the subsidiaries of Starr Companies. Assist Card has more than 400,000 service providers providing travel assistance services in 197 countries and 17,000 cities around the world.

Major Exclusions

Pre-existing condition, war, suicide, pregnancy, childbirth, professional sport. Travel to Belarus, Cuba, Iran, North Korea, Russia, Ukraine.

Age Limit

Single Trip Plan: No age limit.

Remarks

Please note that for travel policies purchased after the Typhoon Warning – Standby Signal No. 1 issued by the Hong Kong Observatory, coverage will not be provided for any losses related to this typhoon. All other coverages remain unchanged, subject to policy terms and conditions. Starr reserves the right of final approval and decision on all matters.
An individual applicant must be 18 years old or above.
For an insured person aged below 18 or above 70, the maximum sum insured of Accidental Death and Disablement shall be subject to 50% of the selected plan, or up to maximum of HK$500,000, whichever is lesser.
For an insured person above 70, the maximum sum insured for Medical Expenses shall be subject to 50% of the selected plan, or up to maximum of HK$500,000, whichever is lesser.
Personal money is not applicable to insured person aged 10 or below.
Coverage for mobile phone, tablet computers, smart watches, or laptop computers is not applicable to an insured person aged below 18 under the family plan.
The maximum trip duration for single trip and annual travel plan is 180 days and 90 days respectively.
Insurance cover will automatically be extended up to a maximum of 7 days if the trip is delayed for any reason outside the control of the insured person.
Written notice of a claim must be given within 30 days after the incident.
Any services under section 4 must be arranged by Starr Global Emergency Assistance.
This page is designed to provide you with a summary of the plan and is not an insurance contract. All benefits and exclusions are only briefly outlined here. For complete details, please refer to the policy for terms and conditions.

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TraveLead Luxe Travel Insurance- Single Plan

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